Life, Health & Dental Insurance from Russell Insurance Group
The protection you need…the rates you want
Attracting and retaining skilled employees is never a simple task. It’s hard during the best of times and even harder in a competitive marketplace when employment opportunities abound. By providing the right benefits for employees, companies have found a way to affordably enhance the compensation package they can offer. It’s a great way to get the high caliber staff you need while providing for their needs in a very tangible way.
The professionals at Russell Insurance Group can help you put together a group insurance package that works for you and your employees. Our group insurance specialists will work with you to provide a plan that’s both affordable and effective. We take the time to answer your questions, explain the variety of benefits available and assist you in making an informed decision. Individual benefits for health, disability and life are also available.
Options only an Independent Agency can offer
We’re proud to be an Independent Insurance Agency
Selecting the right life and/or health insurance program can be a frustratingly complex decision. There are numerous life and health insurance policies available. Should you offer permanent or term life insurance? These are just a few of the questions the professionals at Russell Insurance Group answer each day. As an Independent Insurance Agency, we can offer a variety of options that address every concern you have. We’ll help you review your options, explain the many differences and ensure you get the program that works best for you, your company and your employees.
Your Russell Insurance Group agent can help you determine what type of group, individual, supplemental life or voluntary life insurance policy is best suited for your particular needs. From policies that provide coverage for a set period of time to long-term policies that actually earn cash value, Russell Insurance Group has exactly what you need.
Our life insurance options include:
- Permanent Life
- Term Life
- Return of Premium Term Life (premiums are returned to you at the end of the policy term)
- and more
Group Health Insurance
Medical costs have made Health Insurance an absolute necessity.
One prolonged hospital stay due to a serious illness or a single surgery can cause major financial hardship. Having health insurance is a major concern for employees considering a position with a company. Russell Insurance Group can help you navigate the complicated maze of the health insurance market, shopping among many carriers to help you secure the best possible group policy.
Our Health Insurance options include:
- Individual Market
- Group Health for Employers
- Disability Income Protection
- Health Savings Accounts (HSA)
- Health Reimbursement Accounts (HRA)
- Flexible Spending Accounts (FSA)
- ACA Compliance
- Family Medical Leave Act (FMLA)
- Medicare Supplements
- and more
Group Dental Insurance
Dental insurance could be the deciding factor for a potential employee.
Studies continue to show a link between poor oral health and other serious illnesses, including heart disease, diabetes and adverse pregnancy complications. More people than ever before are health-conscious and looking for coverage that offers protection for all of their health risks.
Russell Insurance Group offers dental insurance options that address these health concerns. These options include:
- A complete analysis and competitive review of either an Individual’s or Group’s employee benefit package of dental options.